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This program is only available in Crook, Deschutes, Jackson, Jefferson and Josephine counties.

Current Application Cycle:
Opened on: October 1 at Noon

Apply now to see if slots are still available.

Have you completed the questionnaire?
Did you get a on each question?

If slots are full when trying to apply, based on available funding, new slots may open on:
November 1 at Noon

  • Need a computer to apply for the LRAPP Program?
    Click here to find the nearest Oregon WorkSource Center.
  • Need support with your LRAPP application in another language? Call 503-986-2025
  • Questions? Take a look at the FAQs.

Loan Refinancing Assistance

The Loan Refinancing Assistance Pilot Project (LRAPP) program is now available on a limited basis to homeowners in Crook, Deschutes, Jackson, Jefferson and Josephine counties -- areas of the state that have suffered disproportionately from the foreclosure crisis in Oregon. The program is specifically designed for homeowners who have suffered financial hardship and have substantial negative equity in their homes, but could afford a payment at the current value of their home. It aims to help more than 300 homeowners in these counties to avoid foreclosure through innovative strategy in which their home is purchased through a short sale and resold to them at its current value.


The LRAPP program is highly reliant on investor participation. Those investors that will not be participating in the program will be identified during the application process. 


Short sale offers are contingent on the approval of servicers and investors and prequalification for the LRAPP program does not guarantee that offers will be approved. 


To access the program application, please complete the eligibility questionnaire below. There are limited opportunities for the LRAPP program, with program slots opened at noon on the first business day of the month.


Questions? Contact homeowner.help@oregon.gov, or sign up for the LRAPP newsletter for program announcements.


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