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The Home Rescue program is designed to help homeowners who are struggling to pay their mortgage. Home Rescue can provide up to one year of mortgage payments, with a maximum benefit of $20,000, and if needed, up to $15,000 in funds to bring the loan current.

 

Find out if you're eligible to apply >>

 

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The Loan Refinancing Assistance Pilot Project (LRAPP) program is now available to homeowners in Crook, Deschutes, Jackson, Jefferson and Josephine counties. This program is designed to address the needs of homeowners in these counties, who suffer disproportionately from the foreclosure crisis in Oregon. To learn more Continue>> 

 

 

 

 

Developed by Oregon Senator Jeff Merkley, the Rebuilding American Homeownership Assistance (RAHAPP) Pilot Program aims to provide a refinancing opportunity for homeowners who are underwater on their mortgages. To learn more Continue>>

 

 

 

The Homeowner Education and Verification program is designed to provide OHSI Program Participants with the tools and information that will help them make the most of their assistance. This program is mandatory for participants to maintain eligibility. To learn more Continue>>

 

 

 

Loan Preservation Assistance
Preservation Benefit

The Preservation Benefit is for homeowners who can afford their mortgage payment, but are behind on their first lien mortgage due to a financial hardship. The Preservation Benefit is designed to help homeowners by providing a one-time payment to the lender so homeowners can catch up on their regular mortgage payments. Continue >>

 

 

Property Tax Benefit

The Property Tax Benefit will serve homeowners who own their homes outright (no mortgage liens on the property) and have fallen behind on their county property taxes due to a hardship, but can afford their taxes going forward. This benefit is designed to reinstate the homeowner’s delinquent county property tax returns by paying a benefit to the county tax authority. Continue >>

 

 

Reverse Mortgage Benefit

The Reverse Mortgage Benefit is for homeowners with a Home Equity Conversion Mortgage (HECM) that is behind due to charges (including taxes, insurance and homeowner association fees) advanced by their lender. This program aims to reinstate the homeowner’s delinquent accounts by paying a benefit to the reverse mortgage servicer. Continue >>

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